Process direct bank transfers with lower fees than credit cards
ACH (Automated Clearing House) payments are electronic bank-to-bank transfers that allow you to debit funds directly from your customers' checking or savings accounts. ACH is perfect for recurring billing, B2B transactions, and businesses looking to reduce payment processing costs.
With Process Transaction, you can easily accept ACH payments through our secure platform with bank-grade encryption and compliance.
Customer provides bank account details and authorizes the transaction.
Payment is submitted to the ACH network for processing.
Banks verify funds and authorize the transfer.
Funds are settled to your account within 1-3 business days.
Subscription services, membership dues, and automated monthly payments.
Invoice payments between businesses with higher transaction amounts.
Property management and monthly rent payments from tenants.
Direct deposit for employee salaries and contractor payments.
Automated utility and service bill payments.
School and university fee collection.
Significantly lower fees than credit card processing
Minimum $0.25, Maximum $5.00
Instantly verify bank accounts to reduce failed transactions and returns.
Process urgent payments with same-day settlement options.
Handle NSF, stopped payments, and other returns efficiently.
Verify account ownership with small test deposits.
Submit multiple transactions in a single batch file.
Fully compliant with NACHA operating rules and regulations.
Switch to ACH and reduce your processing costs by up to 70%.
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